BALAM equals Sumak Kawsay
Carmen Delia on the land BALAM
Carmen and current land owner share the beauty of the land
Tour of the Cabana on the Farm of BALAM
Invitation to the BALAM Founders Circle
The 6 Pillars of BALAM
What makes BALAM revolutionary
The historic first Transcendent Financial Living Community where values, wealth, community, and purpose become one.
Our Philosophy
We believe true co-creation begins within. By doing our inner work of healing, growing, and expanding consciousness we become worthy vessels for our sacred mission. Rooted in the consciousness of Oneness, we are devoted to co-creating a Regenerative Future where humanity and the planet can thrive.
Transcendent Financial Living
A life where we heal, grow and expand our consciousness towards Unity. Our financial capital funds our sacred mission which is to serve humanity and the planet. Members are committed to their own holistic well-being so that they can be free to support the well being of ALL.
A Co-Creation Process
The Founders Circle drafts proposals of the masterplan land use, housing design, governance bylaws, business ventures, and community culture for consideration and approval by the full group of 64 co-owners of BALAM.
The 8×8 governance architecture
64 equal co-owners organized into 8 intimate circles of 8. Every member holds equal voice, equal vote, and equal ownership designed for deep intimacy and meaningful collective governance.
Ethical Spiritual Ventures
The 64 members working together create and manage local and virtual ethical-spiritual businesses. Profits flow to members and to the BALAM Foundation, which finances projects both within BALAM and around the world.
A replicable global template
BALAM is conceived and designed from day one as a model to be replicated. The governance, financial structure, and way of life established here become the blueprint for BALAM communities around the world.
The BALAM Expert Team
Dr. Carmen Delia Ortiz
With over 35 years of experience at the intersection of financial education, holistic planning, and ethical-spiritual entrepreneurship, Dr. Ortiz holds a doctorate in Education from Texas Woman’s University and an MBA in Finance and Investment Management from Columbia University. She is co-creator of the emergent ethical-spiritual business model. Carmen is among the first Certified Financial Planners to connect money with integral well-being.
She founded her own financial planning and investment advisory firm in 1988 following a career on Wall Street, . She served as Founding President of the U.S. Hispanic Women’s Chamber of Commerce (1990) and as advisor to the U.S. Small Business Administration.
Carmen is an authentic warrior of Oneness supporting the well being of all so that humanity and the Planet can thrive.
Blanca Cesilia Carrero
Community Psychologist, · Certified Life Coach, Designer of Virtual Collaborative Learning Spaces
Co-creator of the emergent ethical-spiritual business model, Blanca is co-founder of Supraconciencia – a business ecosystem of ethical spiritual projects that expand human consciousness towards Oneness. Author of four books including 10 Steps to an Authentic Life and I Am a Conscious Entrepreneur, she guides individuals and organizations through paradigm shifts in gender, health, education, sucess/happiness, economics and entrepreneurship, always from a non-dual spiritual perspective rooted in Oneness.
LEED Certification & Sustainability
Green Loop
Strategic Sustainability Consultants · Sustainability Certification Advisors · Certified B Corporation
Melina Angel
Biomimicry Specialist, · Founder Colombia Regenerative, Coordinator Regenerative Communities Network
Cari Taylor
Systems Thinker · Counsellor · Embodied Practice Facilitator One Living System Framework
Luisa Fernanda Grajales
Process Engineer · Board Member, Low Carbon City Colombian Network of Wellbeing Economies
Eduard Muller
Founder & Director, University for International Cooperation (UCI) President, UNESCO Chair of Biosphere Reserves • Global Council, Wellbeing Economy Alliance
Founder and Director of the University for International Cooperation, UCI. Currently recognized worldwide for his work in Regenerative Development leading the Regenerate Costa Rica initiative. He is a member of the Global Council for the Wellbeing Economy Alliance. He is also president of the UNESCO Chair of Biosphere Reserves and Natural and Mixed World Heritage Sites.
Emerson Marín
Architect • Creative Director, Antróapica Master's in Regeneration & Sustainable Development
Co-founder and Creative Director of Antróapica, a Medellín-based architecture studio, Emerson brings together architectural, urban, and landscape design under a deeply regenerative vision. His portfolio spans the Bodega Comfama Cultural Center, the renovation of the Atanasio Girardot Stadium, the Ikigai Park at Universidad del Sinú, and a wide range of housing and public space projects rooted in nature. He works across every scale from small garden interventions to large civic developments and urban planning.
Julián Valencia Rendón
Veterinarian • Diplomas in Agroecology & Permaculture Co-founder, Madretierra Permacultura
Felipe Valencia Rendón
Forest Engineer • Universidad Nacional Co-founder, Madretierra Permacultura
Jorge Moreno Montoya
Architect • Specialist in Sustainable Construction Co-founder, Institute for Sustainable Construction (ICS)
José Antonio Pérez
Architect • Master's in Renewable Energy Management Co-founder, LabSOS & Institute for Sustainable Construction (ICS)
A Collective Awakening
Across the globe, we are hearing a call. It’s a profound whisper of change, an inner knowing that their relationship with money, land, legacy, and community is shifting. No longer content with inherited paradigms, a new consciousness is emerging rooted in intention, integrity, and shared prosperity.
We are looking to go beyond financial independence. To design and embody a transcendent financial life. It’s about aligning wealth with deep purpose, nurturing the earth, leaving a meaningful legacy, and forging vibrant communities where every member can truly thrive.
The Founders Circle describe below on this page is composed of 8 diverse women who are ready to join BALAM and with Carmen begin the BALAM co-creation process.
The full BALAM community of 64 co-owners is open to, and will be built with, women and men of diverse backgrounds: different genders, ages, nationalities, languages, and sexual orientations. Diversity at the community level is not incidental it is foundational to the New Earth we are co-creating.
Embracing a New Era of Abundance
A profound shift is underway, steering us away from extractive financial systems towards regenerative, values-aligned wealth. We are witnessing a collective movement from the limitations of scarcity to the boundless potential of abundance.
This transformation redefines our relationship with money, fostering community over isolation, and prioritizing authentic connection over mere transactions. It’s a visionary path for us to build legacies rooted in purpose and shared prosperity.
The Longing
We yearn for more than just connections; we crave a sacred circle where our true selves are seen, cherished, and celebrated, where our financial lives are an extension of our deepest values.
Beneath the surface of daily life, countless humans carry a quiet, profound longing. It’s a yearning for a community that truly understands and uplifts them, a collective woven from shared purpose and authentic connection, far beyond fleeting encounters. This longing extends to their financial lives, seeking alignment where wealth creation empowers purpose, not just profit.
This isn’t merely about personal ambition; it’s a call to reclaim ancestral wisdom, to connect with the land, and to build legacies that resonate with deep meaning and intergenerational impact. It’s a soulful quest for belonging in a world often fragmented, a desire to root deeply and collectively shape a future aligned with their highest aspirations.
The Quest: Answering the Call
For the 64 diverse and multigenerational members of BALAM, life is a journey to forge a new path in financial living, moving beyond conventional narratives to build real wealth with unwavering integrity and purpose.
This heroic journey leads them to discover and cultivate land and community that deeply resonate with their life´s mission. It’s an adventurous search for spaces where personal values, ecological wisdom, and collective thriving converge, fostering a legacy that transcends generations and creates a world that serves humanity and the planet.
Our Collective Commitment
The 64 Co-Founders of BALAM stand united by a sacred covenant. They share an unbreakable bond, committing to foundational principles that will reshape their financial lives and leave an enduring legacy for the world. We all commit to:
To Each Other
To the Land
To Future Generations
To a New Paradigm
We forge a transcendent financial path, moving beyond old systems to build real wealth that is aligned with our deepest values and a vision of shared prosperity.
In BALAM we Encarnate our Transcendent Financial Life
The 64 members of BALAM are an example to the world of what is a transcendent financial life.
And you may ask what is a Transcendental Financial Life?
A Transcendent Financial Life is a holistic approach where wealth becomes a powerful force for good, deeply integrated with your spiritual journey, community upliftment, and the well-being of the planet. It’s about consciously building a legacy that reflects your deepest values, ensuring prosperity for all, now and for generations to come.
Spiritual Alignment
Community Wealth
Land Stewardship
Generational Legacy
Full Integrity
A New Paradigm
We move from the ego-centric paradigm to build wealth aligned with our deepest values and a commitment to the well-being of All
Dr. Carmen Delia Ortiz
Visionary Steward, Balam Founders Circle
Dearest friend:
Ever since my late 30s, I have been thinking about the critical need for communities such as we are planning for BALAM. Now, more than ever, I firmly believe that it is through communities such as BALAM that we can experience what indigenous people in South America refer to as “el buen vivir¨”. A life where all involved can thrive, experience belonging and the power to serve not just family and friends, but also humanity and the planet. The Divine moment for BALAM has arrived! I am committed to creating the most powerful, loving and joyful sacred space for all involved.
With deep gratitude,
Carmen Ortiz
You are invited to join the BALAM Founders Circle
An Accomplished Leader
A Profound Seeker
A Dedicated Steward
A Legacy Builder
She envisions an enduring inheritance not just of wealth, but of wisdom and thrivability—for future generations.
A Changemaker
A Future Human
She is conscious that she is the change she wants to see in the world, and is committed to co-creating the more beautiful planet her heart knows is possible.
The Quietly Radical
The Balam Founders Circle is a movement of profound, intentional reimagining. These women are not loud activists, but “quietly radical” leaders who are fundamentally reshaping how wealth, land, and community intertwine. Their strength lies in a grounded, intentional, and deeply feminine approach to revolutionizing prosperity.
They are building a legacy where financial power serves as a catalyst for healing and regeneration. This circle fosters a new paradigm, where every investment cultivates not just abundance, but also ecological integrity and communal well-being, guided by an unwavering commitment to leaving the world better than they found it.
Mission of the BALAM Founders Circle
Community Culture
Financial Architecture
Developing innovative economic models that prioritize regenerative investments and long-term, equitable wealth distribution.
Land & Ecology
Governance Framework
Legacy & Succession
Ethical-Spiritual Ventures
Building local in and virtual businesses that address the root causes of all our crises and create a world that supports the well being of ALL
Download this Blueprint to see what Dr. Carmen Delia Ortiz has envisioned and what your Founders Circle will turn into the founding proposals of the first Transcendent Financial Living Community.
Going Deeper with Our Inner Transformation
Wisdom Circles
Land Ceremonies
Peer Mentorship
Forge powerful bonds with fellow members, exchanging knowledge, offering guidance, and championing each other’s growth.
Regenerative Mastery
Develop advanced skills in regenerative practices, from permaculture ecological design to spiritual finance, contributing to a thriving future.
The 8×8= 64 Design
At the heart of the Balam experience lies the powerful “8×8 Design” comprised of a Cooperative of 64 members divided into 8 groups of 8 . This unique framework ensures a foundation of trust, integrity, and shared purpose, guiding every action and decision within our collective.
The Science Behind the Power of Eight
Research into small group dynamics consistently points to an optimal size where collaboration flourishes. While larger groups can suffer from diffusion of responsibility, and smaller ones may lack diverse perspectives, a group of eight strikes a powerful balance. This numerical sweet spot enhances communication pathways and strengthens individual engagement, ensuring every voice contributes meaningfully to the collective vision.
Beyond mere efficiency, the power of eight resonates with principles of sacred geometry and natural balance. This composition fosters deep trust and allows for a rich tapestry of ideas to emerge without becoming unwieldy. It’s a structure designed to maximize both individual growth and collective impact, creating a cohesive unit capable of profound achievement.
Optimal Engagement
Enhanced Cohesion
Balanced Diversity
The Community Asset Portfolio
The 64 members of BALAM collectively build a revolutionary asset portfolio designed for both prosperity and planetary well-being. This portfolio embodies a new paradigm of financial wealth, where every investment cultivates ecological integrity, regenerative practices, and communal flourishing for generations to come.
Land Holdings
Community Housing
Regenerative Enterprises
Investing in and incubating businesses that generate profit while actively restoring ecosystems and uplifting local communities through ethical-spiritual practices based on the consciousness of Oneness.
Investment Fund
Creating an impact-driven investment Fund that aligns financial returns with social equity and environmental responsibility, pioneering new economic models.
Shared Infrastructure
Building a resilient, community-owned infrastructure that provides essential services, fosters collaboration, and supports a self-sufficient ecosystem-
Oneness Consciousness
Investing in our thrivability and the expansion of human consciousness towards our true nature: One Living System
The BALAM Financial Model
Founding Member Investment
Initial capital contributions from each member seed the collective vision, establishing shared ownership in the BALAM ecosystem and its regenerative assets.
Community Fund
Investments are strategically pooled into a conscious fund owned by the BALAM Cooperative,
Land Appreciation
Sustainable land stewardship practices drive long-term ecological and financial value, providing an appreciating asset for the Cooperative.
Enterprise Revenue Sharing
Legacy Endowment
Supraconciencia Funding Agency
What BALAM Unifies
BALAM harmonizes diverse pillars into a singular, powerful force for good. It’s where ancient wisdom meets modern finance, where community thrives on conscious design, and where every action is a conscious investment in a flourishing future
Land & Place
Generational Legacy
Intentional design for long-term impact, ensuring wisdom, resources, and opportunity are passed down to future generations.
Ecological Stewardship
Financial Integrity
A new paradigm of wealth built on transparency, equitable exchange, and regenerative investments for enduring prosperity.
Wisdom
Community & Belonging
You are not just joining a community... You are starting a movement
The first BALAM is the MODEL for a global network of Transcendent Financial Living Communities each co-owned equally by 64 members.
- The First: Historic.
- The Template: The governance, financial model, architecture, way of life and ventures established here become the roadmap for future BALAM communities.
- The Global Network: Co-owning assets and co-creating the New Earth across an emerging network of Transcendent Financial Living Communities.
BALAM members share the 8 forms of capital
BALAM is committed to the 8 principles of a Regenerative Economy
An Extraordinary Partnership with Earthwise Centre
Carmen serve as a Steward of the Earthwise Constitution for a Planetary Civilization. We are applying to our Transcendent Financial Living Community four commitments of the Earthwise Constitution for a Planetary Civilization. These commitments serve as our personal and collective pledges to create the changes we want to see in the world. Those Commitments are:
We commit to:
- 7.13 Opting out of systems, practices, and cultures that cause harm and division;
- 7.14 Opting into systems and ways that heal and regenerate our worlds and planet;
- 7.15 Purposefully creating thrivable communities and generative ecosystems;
- 7.16 Becoming the worlds and futures we wish to live in and experience.
Email Carmen for more details
Or send Carmen message on WhatsApp +57 301 9520177